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The Money Letter That Every Parent Should Write
As an elder law attorney I come across many clients that are looking to pass their wealth to their children–but how about passing on some...
Brian A. Raphan, Esq.
Jun 21, 20164 min read


Did rockstar Prince die without a Will?
Who will get his millions? This article in USA Today states; Prince left no will, according to documents filed Tuesday by his sister,...
Brian A. Raphan, Esq.
Apr 27, 20163 min read


Free Downloads: Easy to read elder guides for families and seniors.
Probate, Estate Planning, Healthcare Proxies, Medicaid Planning, etc. Get informed and find many of the answers to your existing...
Brian A. Raphan, Esq.
Mar 19, 20161 min read
It’s Official: Estate Exclusion to Rise to $5.45M in 2016
The IRS has announced that the basic estate tax exclusion amount for the estates of decedents dying during calendar year 2016 will be...
Brian A. Raphan, Esq.
Dec 26, 20151 min read


Legal DIY Web Sites Are No Match for a Pro, Consumer Reports Concludes
After road testing three leading Web sites that help you create your own will, power of attorney, and other important legal documents,...
Brian A. Raphan, Esq.
Dec 12, 20142 min read


Nursing Home’s Claim Has Priority over State’s Medicaid Claim
A New York appeals court rules that a nursing home that had a claim against the guardianship account of a resident is entitled to...
Brian A. Raphan, Esq.
Nov 6, 20141 min read


Three Reasons Why Joint Accounts May Be a Poor Estate Plan
Many people, especially seniors, see joint ownership of investment and bank accounts as a cheap and easy way to avoid probate since joint...
Brian A. Raphan, Esq.
Oct 2, 20143 min read


Tips: How to Track Down a Life Insurance Policy
Use these strategies if a loved one dies and you’re not sure whether he or she had a policy–from a Q&A of Kim Lankford of Kiplinger.com...
Brian A. Raphan, Esq.
Sep 11, 20143 min read


State Can Recover From Entire Value of Property in Which Medicaid Recipient Had Life Estate
The Idaho Supreme Court rules that the state may recover Medicaid benefits from the entire value of a property that a Medicaid recipient...
Brian A. Raphan, Esq.
Sep 3, 20142 min read


Why Irrevocable Trusts vs outright Gifting
People often wonder about the value of using irrevocable trusts in Medicaid planning. Certainly gifting of assets can be done outright,...
Brian A. Raphan, Esq.
Aug 30, 20142 min read


New: Visiting Lawyer Services for Elder New Yorkers
Why should the elderly that aren’t as mobile as they used to be, or live in an assisted living facility or are even at home wheelchair...
Brian A. Raphan, Esq.
Aug 13, 20141 min read


Heir tight: The dos and don’ts of creating rock-solid trusts
Good article via Jennifer Woods at Imagine working for decades so that one day you could pass your assets on to your children or...
Brian A. Raphan, Esq.
Aug 5, 20142 min read


Free Download: 2014 Benefits Guide for Seniors: NYC
Free download. NYC Department of Aging resources. Free benefits guide for senior citizens. For 2014, this guide from NYY.gov is a...
Brian A. Raphan, Esq.
Jul 18, 20141 min read


Court Ruling: Transfers Made Years Before Needing Care Were Not Made in Order to Qualify for Medicai
Doing Medicaid Planning for clients, I often get asked the question: “How does medicaid determine if my gifts were made to qualify for...
Brian A. Raphan, Esq.
Jul 15, 20142 min read


Heir Liable for Reimbursement of Mother’s Medicaid Expenses
Medi-Cal (Medicaid) recipient Merver Mays died, leaving her house as her only asset. Ms. Mays’ daughter, Betty Bedford, petitioned the...
Brian A. Raphan, Esq.
Jul 8, 20142 min read


Can You Appeal If Medicare Refuses to Cover Care You Received?
Absolutely. Sometimes Medicare will decide that a particular treatment or service is not covered and will deny a beneficiary’s claim....
Brian A. Raphan, Esq.
Jun 3, 20142 min read


Using a No-Contest Clause to Prevent Heirs from Challenging a Will or Trust
If you are worried that disappointed heirs could contest your will or trust after you die, one option is to include a “no-contest clause”...
Brian A. Raphan, Esq.
May 16, 20141 min read
The 10 Most Overlooked Tax Deductions for Care Givers
Thanks to AgingCare.com & Lori Johnston for contributing these often forgotten tips: Before filing your taxes, don’t miss out on...
Brian A. Raphan, Esq.
Feb 26, 20143 min read


How to sell an inherited home:
Get good advice before putting mom and dad’s house on the market. Amy Hoak, MarketWatch. Selling an inherited house isn’t easy. There’s...
Brian A. Raphan, Esq.
Feb 19, 20143 min read


Tips for Seniors in Preparing their Taxes:
From the IRS: Tips for Seniors in Preparing their Taxes: Current research indicates that individuals are likely to make errors when...
Brian A. Raphan, Esq.
Feb 16, 20142 min read
Important news for seniors and their families
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